Crypto.com Canada
Review 2026 — App, Visa Card
& 250+ Cryptos
Founded in 2016 in Hong Kong, Crypto.com is one of the most complete crypto platforms in the world with 50+ million users. Registered ACVM + CIMFS in Canada, it stands out for its award-winning mobile app, Visa crypto-rewards card, CRO program and over 250 available cryptocurrencies.
The All-in-One
Crypto Platform in Canada
Founded in 2016 in Hong Kong by Kris Marszalek, Crypto.com has become in less than ten years one of the most recognized crypto platforms in the world with over 50 million users in more than 90 countries. It stands out for its complete ecosystem: exchange, mobile app, prepaid Visa card with crypto cashback, DeFi Wallet, NFT Marketplace and its native CRO token (Cronos).
In Canada, Crypto.com operates through Foris DAX Canada Inc., registered with the ACVM as a restricted crypto-asset dealer and with CIMFS as a money services business. It offers 250+ cryptocurrencies to Canadians, including CAD pairs, a prepaid Visa card linked to your crypto wallet and a rewards program via the CRO token.
| Caractéristique | Détail |
|---|---|
| Canadian entity | Foris DAX Canada Inc. |
| Founded | 2016 (Kris Marszalek) |
| Headquarters | Hong Kong, China |
| Canadian registration | ACVM (restricted dealer) + CIMFS (MSB) |
| Global users | 50 million+ in 90+ countries |
| Available cryptocurrencies | 250+ in Canada |
| Platforms | Crypto.com App + Exchange Pro + DeFi Wallet |
| Fees (App — simple buy) | Spread ~0.4–2.9% depending on pair |
| Fees (Exchange Pro) | 0% (maker) to 0.075% (taker) up to $25k volume |
| Visa card | 1–5% CRO cashback depending on tier |
| Interac deposit | Available via the app |
| CRO staking | Required to unlock Visa card benefits |
| Native token | CRO (Cronos) — used throughout the ecosystem |
| NFT Marketplace | Yes — integrated in the app |
Join Crypto.com Canada
50M+ utilisateurs. 250+ cryptomonnaies. Visa card avec cashback. Exchange Pro 0% maker. DeFi Wallet.
Strong Canadian
Regulatory Framework
Crypto.com operates in Canada under the strictest regulatory framework, with dual ACVM + CIMFS accreditation. The platform has also invested heavily in security with $750 million USD insurance for the protection of digital assets.
| Security measure | Détail |
|---|---|
| Cold storage | Majority of client assets offline |
| Assurance cryptoactifs | $750M USD by Arch & Aon (Lloyds partners) |
| ISO/IEC certification | 27001, 27701 — security & privacy management |
| SOC2 Type 2 | Independent security controls audit |
| Authentification 2FA | Required — TOTP, Face ID, Touch ID |
| Preuve de réserves | Quarterly audits by Mazars and Chain Security |
| Réseau Cronos | Proprietary EVM-compatible blockchain |
The Crypto.com App
— Rated 4.6/5 App Store
The Crypto.com app is one of the most complete and award-winning in the finance category on the App Store with a rating of 4.6/5. It integrates simplified buying/selling, wallet management, Visa card, staking, DeFi, NFTs and portfolio tracking in a single interface.
Crypto.com App — General Public Interface
The main interface allows you to buy, sell and manage 250+ cryptocurrencies easily. It includes recurring DCA purchases, price alerts, real-time portfolio tracking and direct access to the Visa card. Transaction fees are based on a variable spread (0.4% to 2.9% depending on the pair and volume).
Crypto.com Exchange — Professional Interface
The Exchange Pro (exchange.crypto.com) is the professional trading platform with some of the most competitive fees in Canada: 0% maker fees for volumes below $25,000 USD/month and 0.075% taker fees. It integrates advanced charts, a real-time order book, limit/stop orders and an API for algorithmic traders.
| Feature | Crypto.com App | Exchange Pro |
|---|---|---|
| Interface | General public — simple | Full professional |
| Charts | Basic | Advanced + indicators |
| Order types | Simple buy/sell | Market, Limit, Stop, OCO |
| Frais | Spread 0.4–2.9% | 0% maker, 0.075% taker |
| Visa card | Yes — integrated | No |
| DeFi & NFT | Oui | No |
| API available | No | Yes — REST & WebSocket |
| Mobile app | iOS & Android (main app) | iOS & Android |
La Visa card Crypto-Rewards
— Up to 5% Cashback
The Crypto.com Visa card is one of the platform's flagship products — a prepaid card linked to your crypto wallet offering CRO (Cronos) cashback on all your everyday purchases. For higher tiers, it also includes free subscriptions like Spotify, Netflix and Amazon Prime.
| Card tier | CRO stake required | CRO cashback | Included benefits |
|---|---|---|---|
| Midnight Blue | Noe | 1% | Free card |
| Ruby Steel | 400 CRO (~50$) | 2% | Free Spotify |
| Royal Indigo / Jade Green | 4 000 CRO (~500$) | 3% | Spotify + Netflix |
| Frosted Rose Gold / Icy White | 40 000 CRO (~5 000$) | 5% | Spotify + Netflix + Amazon Prime + LoungeKey |
| Obsidian | 400 000 CRO (~50 000$) | 5% | All benefits + unlimited premium lounge access |
250+ Cryptocurrencies
in Canada
Crypto.com offers over 250 cryptocurrencies in Canada — the largest selection among ACVM-registered exchanges, surpassing Coinbase (200+) and Kraken (200+).
Major Cryptocurrencies
Native Token & Cronos Ecosystem
Fees: App vs
Exchange Pro
Crypto.com's fee structure operates on two tiers: relatively high fees through the standard app, and ultra-competitive fees through the Exchange Pro. Understanding this difference is essential.
Fees — Crypto.com App (Standard)
| Transaction type | Frais |
|---|---|
| Buy/sell via App (spread) | 0.40% – 2.90% depending on the pair |
| Crypto-to-crypto conversion | ~0.40% – 1.00% spread |
| Credit/debit card payment | +2.99% additional |
Fees — Crypto.com Exchange Pro
| Monthly volume (USD) | Maker Fees | Taker Fees |
|---|---|---|
| < 25 000 $ | 0.000% | 0.075% |
| 25 000 $ – 50 000 $ | 0.000% | 0,070% |
| 50 000 $ – 100 000 $ | 0.000% | 0,060% |
| 100 000 $ – 250 000 $ | 0.000% | 0,050% |
| > 250 000 $ | 0.000% | 0,040% |
Interac Deposits
and CAD Bank Transfer
| Method | Dépôt | Withdrawal | Frais | Processing time |
|---|---|---|---|---|
| Interac e-Transfer | ✓ Disponible | ✓ Disponible | Free | A few minutes |
| EFT bank transfer | ✓ Disponible | ✓ Disponible | Free | 1–3 business days |
| Credit/debit card | ✓ Disponible | No | 2,99% | Instantané |
| Incoming crypto transfer | ✓ Free | Network fees | Blockchain | Depends on network |
| Minimum Interac deposit | $20 CAD | — | — | — |
Passive Income via
Crypto Earn & DeFi Wallet
Crypto.com offers several ways to generate passive income on your cryptocurrencies: Crypto Earn (flexible or fixed-term yields), native CRO staking to unlock Visa card benefits, and the DeFi Wallet to access decentralized yield protocols.
| Product | Eligible assets | Estimated APY | Durée |
|---|---|---|---|
| Crypto Earn — Flexible | BTC, ETH, USDC, CRO, etc. | 0,5–6% APY | No lock-up |
| Crypto Earn — 1 month | BTC, ETH, USDC, etc. | 1–8% APY | 30 jours |
| Crypto Earn — 3 months | BTC, ETH, USDC, etc. | 2–12% APY | 90 jours |
| CRO staking (carte) | CRO only | Visa card benefits | 180 days min. |
| DeFi Wallet — staking | ETH, ATOM, SOL, DOT, etc. | Variable | Variable |
Our Honest Assessment
✅ Strengths
- Registered ACVM + CIMFS — fully compliant
- 250+ cryptocurrencies — the largest ACVM selection
- Visa card prépayée avec cashback en CRO — unique au Canada
- Exchange Pro: 0.075% taker fees — lowest in regulated CA market
- Free Interac and EFT deposits
- Award-winning mobile app — 4.6/5 on App Store
- $750M USD insurance for digital assets
- No-custodial DeFi Wallet intégré
- NFT Marketplace integrated in the app
- Proprietary Cronos blockchain ecosystem (EVM compatible)
- Crypto Earn — flexible yields on 30+ cryptos
❌ Weaknesses
- Security incident 2022 ($34M) — unlike Kraken
- High App fees (spread 0.4–2.9%) vs Exchange Pro
- Visa card benefits reduced since 2022–2023
- CRO staking required for best cards — capital locked for 180 days
- Volatile CRO token — cashback value fluctuates
- Separate Exchange Pro interface — double learning curve
- Reduced Crypto Earn yields since 2022
- Customer support less responsive than Kraken (24/7)
Our Rating by Category
Crypto.com vs Coinbase
vs Kraken Canada
All three platforms are registered ACVM + CIMFS. Here is how they compare on key criteria. See also our Coinbase Canada review → and our Kraken Canada review →
| Critère | Crypto.com | Coinbase | Kraken |
|---|---|---|---|
| ACVM + CIMFS registration | ✓ Yes | ✓ Yes | ✓ Yes |
| Available cryptos | 250+ | 200+ | 200+ |
| Maker fees (Pro) | 0.000% | 0.000% | 0.000% |
| Taker fees (small volumes) | 0.075% | 0.60% | 0.40% |
| Visa card crypto | ✓ 1–5% CRO cashback | No | No |
| Interac deposit | Free | Free | Variable fees |
| Staking commission | Variable | 35% | 15% |
| Security track record | Incident 2022 (reimbursed) | Never hacked | Never hacked |
| Beginner interface | Good | Excellent | Average |
| NFT Marketplace | ✓ Integrated | Limited | No |
| Margin trading | No CA | No CA | Yes (5x) |
| Publicly listed | No | NASDAQ : COIN | No |
| Overall rating | 4.2 / 5 | 4.5 / 5 | 4.4 / 5 |
Who should choose Crypto.com?
Crypto.com is ideal if you: want a prepaid Visa card with crypto cashback (unique among ACVM exchanges), are looking for the largest selection (250+ cryptos), are an active trader who wants the lowest taker fees (0.075% via Exchange Pro), or want to explore DeFi, NFTs and the Cronos ecosystem in one app.
Open Your Crypto.com Account
250+ cryptocurrencies. Visa card with cashback. Exchange Pro with the lowest taker fees in the market. Integrated DeFi Wallet.
Is Crypto.com Canada
Recommended?
Yes, Crypto.com Canada is recommended — particularly for investors who want to leverage the prepaid Visa card with cashback and for active traders seeking the lowest taker fees in the regulated Canadian market (0.075% via Exchange Pro).
Its main differentiator remains the Crypto.com Visa card — the only product of its kind available through an ACVM-registered exchange in Canada. For users willing to stake CRO, higher tiers offer 2 to 5% cashback on all everyday purchases.
Points to watch: the 2022 security incident (though fully reimbursed), the reduction in card benefits since 2022, the volatility of the CRO token (which affects the real value of cashback), and the high fees of the standard app (1.99%+ spread) if you do not use the Exchange Pro.
Bottom line: Crypto.com is the best choice for those looking for a crypto Visa card, the largest crypto selection and ultra-low taker fees. Pour la sécurité maximale, optez pour Kraken. For beginners, Coinbase Canada remains our top recommendation.