Crypto Fund Trader
Review 2026 — The #1
Prop Firm for Crypto Traders
Founded in November 2022, Crypto Fund Trader has established itself as the benchmark for crypto prop trading through its exclusive Bybit partnership. Over 715 cryptocurrency pairs, payouts processed in 8 to 24 hours, $18 million paid out and access to up to $300,000 in capital.
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The Crypto-Native Prop Firm
— Official Bybit Partner
In a prop firm industry historically dominated by Forex, Crypto Fund Trader (CFT) created a new category in November 2022: the prop firm built exclusively for cryptocurrency traders. Its foundation? A strategic partnership with Bybit, one of the world's largest crypto exchanges, providing access to institutional-grade execution on over 715 cryptocurrency pairs.
In less than three years, CFT has paid out over $18 million to traders, earned a 4.4/5 Trustpilot rating and received coverage in Investing.com, Business Insider, Benzinga and MarketWatch. The firm operates under SWISS RLCRATES AG (Switzerland) and is an official partner of football club C.A. Osasuna.
What makes CFT truly unique is the depth of its Bybit integration. Orders execute on Bybit's actual matching infrastructure, with real exchange liquidity — eliminating the "demo vs reality gap" that affects many prop firms. For serious crypto traders, this is a fundamental difference.
| Feature | Détail |
|---|---|
| Company | SWISS RLCRATES AG (Suisse) |
| Founded | Novembre 2022 |
| Exchange partner | Bybit (full integration since April 2025) |
| Crypto pairs | 715+ via Bybit · 125 via MT5/MatchTrader |
| Total payouts paid | +$18 million |
| Account sizes | $5,000 to $200,000 (standard) / $2,500 to $10,000 (Instant) |
| Max capital financé | $300,000 (standard) / $1,280,000 (Instant) |
| Profit share | 80% → 90% (with add-ons) |
| Platforms | Bybit · MetaTrader 5 · MatchTrader |
| Payout delay | 8 to 24 hours |
| Trustpilot rating | 4.4/5 (1,100+ reviews) |
| Time limit | Aucune |
Trade Crypto with CFT's Capital
715+ crypto pairs via Bybit, payouts in 8-24h, up to 90% profit share, no time limit on challenges.
4 Challenge Types for
Every Trader Profile
Crypto Fund Trader offers four distinct challenge types to suit all trading styles — from cautious beginners to experienced traders seeking immediate capital access.
- Phase 1 target10%
- Phase 2 target5%
- Daily drawdownMax 5%
- Overall drawdownMax 10%
- Min trading days5 days
- Time limitUnlimited
- Profit share80% → 90%
- Target10%
- Daily drawdownMax 4%
- Overall drawdownMax 8%
- Min trading days5 days
- Time limitUnlimited
- Profit share80% → 90%
- EvaluationNo phase required
- DrawdownTrailing drawdown
- Available accounts2 500$ / 5 000$ / 10 000$
- Possible scalingUp to $1,280,000
- Minimum daysAucun
- Profit share80% → 90%
Tarifs par Taille de Compte
| Account size | Fee (2-Phase) | Max capital financé |
|---|---|---|
| 5 000$ | ~$45 | Up to $300,000 |
| 10 000$ | ~$89 | Up to $300,000 |
| 25 000$ | ~$199 | Up to $300,000 |
| 50 000$ | ~$379 | Up to $300,000 |
| 100 000$ | ~$699 | Up to $300,000 |
| 200 000$ | ~$1 249 | Up to $300,000 |
Programme de Scaling — Up to $1,280,000
Instant accounts allow scaling up to $1,280,000 with no fixed cap. Standard accounts are limited to $300,000 by combining multiple accounts. A maximum daily profit of $10,000 per trade idea is applied to encourage disciplined trading.
Trading Rules Tailored
for the 24/7 Crypto Market
| Rule | Value / Condition |
|---|---|
| Target profit (2-Phase, Phase 1) | 10% |
| Target profit (2-Phase, Phase 2) | 5% |
| Target profit (1-Phase) | 10% |
| Daily drawdown (2-Phase) | 5% — calculated on equity, reset at 00:05 UTC |
| Daily drawdown (1-Phase) | 4% |
| Overall drawdown max (2-Phase) | 10% |
| Overall drawdown max (1-Phase) | 8% |
| Min trading daysimum | 5 days (Standard) / Aucun (Ascend, Instant) |
| Time limit | Aucune |
| Leverage (MT5/MatchTrader — Advanced) | 1:100 (all instruments) |
| Leverage (Bybit) | Up to 1:100 depending on the pair |
| News trading | Fully allowed |
| Weekend / overnight trading | Autorisé |
| Expert Advisors (EAs) | Autorisés |
| Copy trading | Autorisé |
| Max profit per trade / day | $10,000 maximum |
| Profit share | 80% (base) → 90% (with add-ons) |
The Daily Drawdown — Crypto Specifics
The daily drawdown is calculated based on account equity and resets each day at 00:05 UTC. On a 24/7 crypto market, an open position can cross multiple drawdown resets — a crucial nuance to master before leaving positions open overnight on volatile pairs.
Bybit, MT5 et MatchTrader
— 3 Platforms Complémentaires
CFT's platform offering is built around a simple logic: every type of crypto trader should find the environment that perfectly matches their workflow.
| Plateforme | Crypto pairs | EAs/Bots | US Traders | Type |
|---|---|---|---|---|
| Bybit | 715+ pairs | Native bots | ✓ Yes | Native exchange |
| MetaTrader 5 (MT5) | 125 cryptos | ✓ Full EAs | Restrictions* | Desktop + Web |
| MatchTrader | 125 cryptos | Limité | ✓ Yes | Web / PWA |
Access Crypto Markets with CFT's Capital
The only prop firm with a real exchange integration. Choose your platform and start trading crypto with up to $300,000 in capital.
Over 900 Instruments
— Crypto Specialist
CFT offers one of the widest instrument selections in the prop firm market, with a unique specialization in cryptocurrencies. Over 900 instruments are accessible by combining the three platforms.
Cryptocurrencies via Bybit — 715+ Pairs
Via the Bybit integration, traders access over 715 cryptocurrency pairs in USDT futures — a catalogue no other prop firm can match. All major altcoins (BNB, SOL, ADA, XRP, DOT, AVAX...), niche tokens, memecoins and emerging DeFi projects. Spreads follow Bybit's native structure: 0.032% per side.
Cryptocurrencies via MT5 and MatchTrader — 125 Pairs
On MT5 and MatchTrader, 125 cryptocurrency pairs are available with a cost of 0.0325% per side and a leverage of 1:5 on advanced accounts. These platforms also provide access to non-crypto assets.
Forex, Indices, Commodities and Stocks
Via MT5 and MatchTrader: 39 Forex pairs (1:100 leverage), 15 stock indices (US30, US100, DE40, UK100 — 1:20 leverage), 10 commodities (gold, oil, gas — 1:100 leverage) and 25 CFD stocks from the US and Europe (Apple, Tesla, Amazon — 1:5 leverage).
Payouts in 8 to 24 Hours
— Among the Fastest
CFT's payment system is one of its strongest selling points. Processing times of 8 to 24 hours, with some traders reporting receipt within minutes, make CFT one of the fastest-paying prop firms in the entire industry.
| Criterion | Condition |
|---|---|
| Processing time | 8 to 24 hours (parmi les plus rapides) |
| Withdrawal frequency | On request (no fixed delay) |
| Profit share (base) | 80% |
| Profit share (avec add-ons) | 90% |
| KYC required | Before the first withdrawal |
| Payment methods | Cryptocurrencies (USDT, BTC, ETH...), bank transfer, e-wallets |
Theory Tools —
A Complete Educational Ecosystem
Beyond simple capital access, CFT offers a complete learning ecosystem called Theory Tools — an important differentiator from prop firms that simply provide a trading account.
Comprehensive Education
The educational offering includes: video tutorials on crypto strategies, live online courses led by experienced traders, e-books on risk management, regular podcasts, live streams of trading sessions and — unique in the industry — a personalized 1-on-1 mentoring service.
Analytics Dashboard and Bybit API
Every CFT account includes a real-time analytics dashboard: current drawdown, daily P&L, progress toward targets. For algorithmic traders, the Bybit API integration allows connecting third-party bots, automated signal systems or proprietary analysis tools directly to the exchange infrastructure.
Notre Evaluation Honnête
With over 1,100 verified Trustpilot reviews and a 4.4/5 rating, Crypto Fund Trader has built a solid reputation for a prop firm less than 3 years old. Here is an honest summary of community feedback.
✅ Strengths
- Unique Bybit integration — real exchange conditions
- 715+ pairs crypto, la plus large sélection du marché
- Payouts in 8-24h, sometimes within minutes
- No time limit sur les challenges
- News trading, weekend and overnight allowed
- Responsive and personalized customer support (staff mentioned by name)
- Among the most accessible fees on the market (from $45)
- 1-on-1 mentoring available
- Volume-based fee discounts via Bybit
- Bybit API for algorithmic traders
- Ascend program with positive social impact
❌ Weaknesses
- Dashboard sometimes slow to update
- "Trading days" counter reported as unreliable
- Bybit fees slightly high for short-term traders
- Less flexible scaling options on standard accounts
- MT5 restricted for US traders
- Less track record than FTMO (founded in 2022)
What Stands Out the Most
The quality of the Bybit integration is by far the most cited feature in positive reviews. Traders who received over $30,000 in payouts without issue, or who scaled from a $5,000 account to $300,000 in allocation in under a year, attest to the model's long-term viability. Support responsiveness is regularly highlighted by traders who name team members by their first name — a sign of a personal relationship rare in the industry.
Main criticisms concern dashboard technical slowness and Bybit fees that can weigh on high-frequency or low-margin strategies. These points are in the minority and the firm actively responds to negative reviews on public platforms.
Notre Evaluation par Criterion
Comparison with Leading Crypto Competitors
| Prop Firm | Crypto pairs | Exchange partner | Payout | Max profit share |
|---|---|---|---|---|
| Crypto Fund Trader | 715+ (Bybit) | Bybit | 8-24h | 90% |
| HyroTrader | 200+ (Bybit API) | Bybit | 48h | 90% |
| FTMO | ~20 cryptos | Aucun | 8h | 90% |
| FundedNext | ~15 cryptos | Aucun | 24h | 95% |
| Instant Funding | Sélection limitée | ThinkMarkets | 48h | 90% |
On the criterion that matters most for crypto traders — pair selection and execution quality — Crypto Fund Trader has no direct competitor. No other prop firm offers 715+ crypto pairs with real exchange execution.
Is Crypto Fund Trader
Recommended?
Yes, without hesitation for traders specializing in cryptocurrencies. Crypto Fund Trader a créé une catégorie à part entière — celle de la prop firm crypto-native — et la domine sans partage. Le partenariat Bybit est le différenciateur le plus important : 715+ pairs avec exécution sur la véritable infrastructure d'un exchange de premier rang mondial, sans slippage artificiel, avec les spreads institutionnels de Bybit.
Payouts in 8-24 hours, no time limit on challenges, full authorization of news trading and EAs complete a particularly attractive picture. CFT is less suitable if you are primarily a Forex or stock trader — in that case, FTMO or others will offer a more complete experience. But for pure crypto, CFT sets the gold standard.
Bottom line: Choose Crypto Fund Trader if you are an experienced crypto trader seeking the best execution conditions, the widest access to digital markets and some of the fastest payouts in the industry. Challenges from $45 also make it an ideal option to get started with limited financial risk.
Join Crypto Fund Trader Now
715+ pairs via Bybit · Payouts 8-24h · Jusqu'à 90% des profits · Scaling jusqu'à 1 280 000$ · Challenges from $45