In-Depth Review · May 2026 · Canadian Exchange

Newton Review 2026

100% Canadian Crypto Exchange · Toronto · Founded 2018 · ~200,000 users · FINTRAC · AMF
★★★★☆ 4,0 / 5 — Overall Rating 🍁 100% Canadian ✓ FINTRAC · AMF
🇨🇦 Interac CAD Deposit 💸 $0 Displayed Fees 🎁 $25 on Sign-up 📱 App iOS · Android ⚠️ Spread 0.5–1.6%
0 $
Displayed Fees
75+
Cryptocurrencies
25 $
Sign-up Bonus CAD
~200k
Canadian Users
Forex Québec earns a commission if you register via our links. Independent review — cryptocurrencies are high-risk assets.
01 — Newton Overview

Newton is a 100% Canadian crypto exchange founded in Toronto in 2018. It is one of the few exchanges specifically designed for Canadians, with deposits exclusively in Canadian dollars (CAD) via Interac or bank transfer. Newton quickly established itself as the main alternative to Shakepay for Canadians looking to buy Bitcoin and other cryptos simply.

The platform has reached a valuation of $200 million CAD and has approximately 200,000 users. Newton is registered with FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) and complies with the requirements of the Canadian Securities Administrators (CSA/AMF). The interface is deliberately simple — ideal for beginners who don't want to navigate complex order books.

FeatureDetails
Founded / HQ2018 · Toronto, Ontario, Canada
TypeCentralized Exchange (CEX) · Custodial
RegulationFINTRAC · CSA · AMF · Registered in Canada
Available Cryptos75+ assets (BTC, ETH, SOL, ADA, XRP, USDC, QCAD...)
Fiat CurrencyCAD only · No USD, EUR, GBP
Fee ModelIntegrated spread 0.5%–1.6% · No visible fees
Deposit MethodsInterac e-Transfer · Bank transfer · No card
Sign-up Bonus$25 CAD offered at sign-up
Mobile App✓ iOS · Android · Clean interface
Valuation~$200M CAD · ~200,000 users
Staking✕ Not available on Newton
Futures / Margin✕ Not available
02 — Real Fees & Costs: The Truth About "Zero Fees"

Newton claims to offer $0 trading fees — which is technically true but misleading. The platform charges no visible commission, but embeds its fees in the bid-ask spread : it buys your crypto slightly below market price and sells it slightly above. This spread ranges from 0.5% to 1.6% depending on the asset category.

TierAssetsSpread (real cost)
Tier 1Bitcoin (BTC) · Ethereum (ETH) · USDC1,00 %–1,15 %
Tier 2Litecoin (LTC) · Solana (SOL) · Stellar (XLM)1,25 %–1,45 %
Tier 3All other assets1,50 %–1,60 %
Crypto-to-crypto swapVariable by pairVariable · Généralement plus élevé
Network fees (gas)Newton covers up to $5 CADPartially covered
CAD deposit feesInterac · TransferFree
CAD withdrawal feesBank transferFree
⚠️ Real comparison: On a $1,000 Bitcoin purchase, Newton costs you about $10–11.50 in hidden spread. Kraken with a Pro account would cost $1.60 (0.16% maker). For small periodic purchases (DCA), Newton remains competitive. For high volumes, Kraken or Coinbase Advanced are significantly cheaper.
03 — Cryptocurrencies Disponibles

Newton supports over 75 cryptocurrencies — a solid selection for beginner to intermediate investors, but limited for active traders looking for emerging altcoins. The list includes all majors and many recognized DeFi projects.

✅ Main available cryptos:
Bitcoin (BTC) · Ethereum (ETH) · Solana (SOL) · XRP · Cardano (ADA) · Dogecoin (DOGE) · Polkadot (DOT) · Chainlink (LINK) · Litecoin (LTC) · Stellar (XLM) · Avalanche (AVAX) · USDC · USDT · QCAD (CAD stablecoin) · and 60+ others
📌 QCAD — The Canadian stablecoin: Newton is one of the few platforms offering QCAD — a stablecoin pegged to the Canadian dollar issued by Canada Stablecorp. This unique feature allows Canadians to stay in crypto without exposure to market volatility, while staying within the CAD ecosystem.
04 — Security & Regulation in Canada

Newton is registered with FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) and complies with the requirements of the Canadian Securities Administrators (CSA). The platform performs full KYC (identity verification) for each user.

Security aspectAssessment
Canadian regulation✓ FINTRAC · CSA · AMF registered
Two-factor authentication (2FA)✓ Mandatory · Authenticator app or SMS
KYC / Identity verification✓ Photo ID + automated verification
Cold storage (client funds)✓ Majority of funds in cold storage
Deposit insurance✕ No CIPF insurance (unlike regulated brokers)
Hack history✓ No major incidents reported
TransparencyModerate · Annual report available
⚠️ Important: Newton is a custodial exchange — your funds are held by the platform. Unlike CIRO-regulated brokers, there is no CIPF protection. In the event of Newton's insolvency, your assets are not guaranteed by any compensation fund. For large amounts, consider transferring your crypto to a hardware wallet (Ledger or Trezor).
05 — Interface & Mobile App

Newton's interface is deliberately minimalist — which is both its greatest strength and weakness. Three main buttons: Trade · Withdraw · Deposit. No order book, no technical charts, no advanced trading options. You enter a CAD amount, see how much crypto you receive, and confirm.

This simplicity is perfect for DCA investors who buy regularly without caring about technical analysis. However, for active traders, Newton is completely unsuitable — you'll need to switch to Kraken, Coinbase Advanced or a DEX.

✅ Interface strengths:
🔹 Account opening in under 5 minutes · Instant verification for most users
🔹 Highly-rated iOS and Android mobile app · Swipe between Trade/Deposit/Withdraw
🔹 Balance displayed in both CAD and crypto simultaneously
🔹 Quick conversion buttons: 50%, 75%, Max of your CAD balance
06 — Deposits & Withdrawals
MethodDirectionDelayFees
Interac e-TransferCAD DepositInstantFree
Bank transfer (EFT)CAD Deposit1–3 business daysFree
Bank transferCAD Withdrawal1–3 business daysFree
Crypto withdrawal (on-chain)To external walletVariable · Network confirmationNewton covers $5 of network fees
Crypto depositNot available via direct CAD
Credit / debit cardNot available
📌 CAD only limitation: Newton only accepts deposits in Canadian dollars. No deposits in USD, EUR or other foreign currencies. No stablecoin-to-fiat. No credit card deposits. This is the main limitation for non-Canadian users — but for Canadians, it's an advantage since everything is in CAD.
07 — Our Detailed Ratings
Ease of use
4.8/5
Canadian regulation
4.2/5
Fees réels (spread)
2.9/5
Crypto selection
3.5/5
Mobile App
4.4/5
CAD deposits (Interac)
4.8/5
Advanced tools
1.5/5
Customer support
3.4/5
📊 Overall Score: 4.0 / 5 — Newton excels in simplicity, instant CAD deposits and Canadian regulation. It loses points for real spreads higher than competitors and the absence of advanced tools (staking, futures, advanced trading).
08 — Who Is It For?
✅ Strengths
100% Canadian · Founded and operated in Toronto
Instant Interac CAD deposits · Free
Ultra-simple interface · Perfect for beginners
$25 CAD offered at sign-up
FINTRAC registered · CSA/AMF compliant
Well-designed iOS and Android app
QCAD CAD stablecoin available
Newton covers $5 of network fees crypto
❌ Weaknesses
Real spread 1.0–1.6% (not clearly displayed)
CAD only · No USD, EUR, other currencies
No staking or yield products
No advanced trading or futures
No credit/debit card
75+ cryptos only · No emerging altcoins
No CIPF insurance on crypto deposits
No real-time price reference on the app
09 — Our Verdict
★★★★☆ 4,0 / 5
🍁 Newton — The Best Exchange for Canadian Beginners

Newton is the ideal choice for a Canadian who wants to buy Bitcoin or Ethereum for the first time in a few minutes, in Canadian dollars, via Interac. The interface is the simplest on the Canadian market, sign-up takes less than 5 minutes, and the $25 offered at sign-up is a welcome bonus.

However, the real spreads of 1.0 to 1.6% are significantly higher than at Kraken (0.16%) or Coinbase Advanced (0.40%). For DCA investors with small monthly amounts, the difference is acceptable. For active traders or large investments, Newton is not the most cost-effective choice.

Newton is perfectly suited for beginner Canadians in crypto who want simple, regulated and fully CAD-denominated access. Advanced users will prefer Kraken or Coinbase for fees, or a DEX for self-custody.

🍁 Open a Newton Account + $25 CAD →
Forex Québec earns a commission if you register via our links · Cryptocurrencies are high-risk assets · Only invest what you can afford to lose.
10 — FAQ
Is Newton safe and legal in Canada?
Yes. Newton is registered with FINTRAC and complies with the requirements of the Canadian Securities Administrators (CSA). The platform performs full KYC. That said, like any custodial exchange, your funds are not protected by a deposit insurance fund like CIPF.
Does Newton really charge $0 in fees?
Newton charges no explicit commission, but embeds its fees in the bid-ask spread of 1.0% to 1.6% depending on the asset. On a $1,000 BTC purchase, you actually pay $10–11.50 in hidden fees. This model is transparent once understood, but the "zero fees" marketing can be misleading.
How do I deposit funds on Newton?
Newton only accepts deposits in Canadian dollars (CAD) via Interac e-Transfer (instant) or bank transfer (1–3 business days). No credit card deposits, no foreign currencies. The minimum deposit amount is very low (a few dollars).
Does Newton offer staking?
No — Newton does not offer staking or yield products. If you want to generate yield on your ETH, SOL or ADA, you'll need to use another platform like Coinbase or Kraken, or go through DeFi.
How do I get the $25 sign-up bonus?
Sign up via our referral link, complete KYC verification and make a first deposit. Newton automatically credits $25 CAD to your account. This $25 can be used to buy the cryptos of your choice.
Newton ★★★★☆ 4.0/5
100% Canadian Exchange · CAD · Interac · 75+ Cryptos · $25 Offered
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