In-depth review · May 2026 · Canadian Exchange
NDAX Review 2026
Canadian Crypto Exchange · Calgary · Founded 2018 · ACVM · CANAFE · AMF · ~50 cryptocurrencies · 0.20% fees
★★★★☆ 4,1 / 5 — Overall rating 🍁 100% Canadian ✓ ACVM · CANAFE · AMF
🇨🇦 Interac CAD Deposit 💸 0.20% maker/taker fees 📱 App iOS · Android 🔄 OTC Trading available 🏆 ACVM Registered
0,20%
Maker/taker fees
50+
Cryptocurrencies
ACVM
Registered CA
2018
Founded Calgary
01 — NDAX Overview

NDAX (National Digital Asset Exchange) is a 100% Canadian crypto exchange founded in Calgary, Alberta in 2018. Built from day one for Canadian investors, NDAX has established itself as the serious alternative for those looking to go beyond Bitcoin and Ethereum — with around fifty cryptocurrencies, fees among the lowest in the regulated Canadian market (0.20%), and an OTC desk for large volumes.

Fully registered with the ACVM as a restricted crypto dealer and with CANAFE as a money services business, NDAX is also authorized by the AMF (Autorité des marchés financiers) in Quebec. Its positioning is clear: a platform for the intermediate Canadian investor who wants competitive fees, an advanced interface and access to more cryptos than Shakepay or Newton.

CaractéristiqueDetails
Founded / HQ2018 · Calgary, Alberta, Canada
TypeCentralized exchange (CEX) · Custodial
RéglementationACVM (restricted dealer) · CANAFE · AMF · 100% Canadian
Available cryptos50+ actifs (BTC, ETH, SOL, ADA, XRP, DOT, LINK, MATIC, USDC…)
Fiat currencyCAD only · No USD or other currencies
Fees de trading0.20% maker/taker — among the lowest in Canada
Deposit methodsInterac e-Transfer · Bank wire (EFT) · No card
OTC tradingYes — for $10,000+ CAD volumes · Negotiated price
Mobile app✓ iOS · Android · Interface intermédiaire
Trading API✓ REST + WebSocket available
Staking✕ Not available on NDAX
Futures / Margin✕ Not available
✅ Why NDAX stands out: NDAX offers the most competitive fees among ACVM-registered Canadian crypto exchanges (0.20% maker/taker), a selection of 50+ cryptocurrencies and an OTC desk for institutional investors. It is the ideal bridge between the simplicity of Newton/Shakepay and the power of Kraken or Coinbase Advanced Trade.
02 — Regulation & Security

NDAX is one of the best-regulated Canadian crypto exchanges. As a Canadian company based in Calgary, it is subject to federal and provincial laws — a structural advantage over foreign exchanges that have simply obtained Canadian licences.

Regulatory / security aspectAssessment
ACVM registration✓ Restricted crypto asset dealer — registered
CANAFE✓ Money services business (MSB)
AMF (Québec)Autorisé par l'AMF — opère légalement au Québec
Canadian company✓ Founded and operated from Calgary, AB
2FA authentication✓ Mandatory — Authenticator app or SMS
KYC / Identity verification✓ Photo ID + automated verification
Cold storage✓ Majority of client funds in cold storage
CIPF protectionFCPI non applicable — exchanges crypto exclus
Security history✓ No major security incidents reported
⚠️ CIPF not applicable: Like all crypto exchanges in Canada, NDAX is not covered by the Canadian Investor Protection Fund (CIPF) — this protection applies only to CIRO-member securities dealers. If NDAX were to become insolvent, your cryptocurrencies would not be guaranteed. Pour les sommes importantes, envisagez un Ledger ou un Trezor pour l'auto-garde.
03 — Fees & Pricing Structure

NDAX stands out with an explicit 0.20% maker/taker fee structure — unlike Newton or Shakepay which embed hidden spreads of 1.0 to 2.5%. This is a major advantage for active investors or large volumes.

Fee typeAmountDetails
Maker fees0.20%Limit orders that add liquidity
Taker fees0.20%Market orders that consume liquidity
Interac depositFreeNo fees on CAD deposits
EFT depositFreeElectronic bank transfer
CAD withdrawalFreeBank wire to your account
Crypto withdrawal (on-chain)Network feesStandard blockchain fees
OTC tradingNegotiatedCustom price for $10,000+ CAD
Credit cardNot available
✅ Direct comparison: On a $1,000 BTC purchase — NDAX costs you $2.00 (0.20%). Newton costs approximately $10–$11.50 (1.0–1.15% spread). Shakepay: approximately $15–$25 (1.5–2.5% spread). For a DCA investor at $500/month, NDAX saves approximately $70–$110 per year vs Newton.
💡 Fees vs Coinbase and Kraken: NDAX (0.20%) est plus cher que Kraken Pro (0,40 % taker, 0 % maker) et que Coinbase Advanced Trade (0,60 % taker, 0 % maker). Cependant, NDAX offre un flat rate simple sans distinction maker/taker — ce qui simplifie la comptabilité et convient aux stratégies d'accumulation régulières.
04 — Cryptocurrencies Disponibles

NDAX offers more than 50 cryptocurrencies — a mid-range selection between the simplicity of Shakepay (BTC + ETH) and the breadth of Coinbase (200+). It covers all major assets and many established DeFi projects.

✅ Main selection:
Bitcoin (BTC) · Ethereum (ETH) · Solana (SOL) · XRP · Cardano (ADA) · Dogecoin (DOGE) · Polkadot (DOT) · Chainlink (LINK) · Polygon (MATIC) · Litecoin (LTC) · Stellar (XLM) · Avalanche (AVAX) · Uniswap (UNI) · Cosmos (ATOM) · USDC · USDT · Tezos (XTZ) · Algorand (ALGO) · VeChain (VET) · and 30+ more
Bitcoin
BTC
Ξ
Ethereum
ETH
Solana
SOL
XRP
XRP
🔵
Cardano
ADA
Chainlink
LINK
🔘
Polkadot
DOT
💵
USDC
Stablecoin
📌 Positioning: NDAX couvre les 30–40 actifs les plus importants du marché. If you are looking for recent memecoins, emerging DeFi tokens or small-cap altcoins, you will need to supplement with Coinbase Canada (200+) ou un DEX.
05 — Interface & Mobile App

The NDAX interface is more advanced than Newton or Shakepay — it includes a visible order book, limit and market orders, and price charts. It targets the intermediate investor who wants more control without the complexity of a pro platform like Kraken.

FeatureNDAX
Market orders✓ Instant buy/sell
Limit orders✓ Available — set your target price
Price charts✓ TradingView integrated — basic
Order book✓ Visible in real time
Recurring purchases (DCA)✓ Available — weekly or monthly
REST + WebSocket API✓ For bots and algorithmic traders
iOS mobile app✓ Available · Clean interface
Android mobile app✓ Disponible
Tax report (CRA)✓ CSV export available
Customer supportIn-app chat · Email · Variable response times
06 — Deposits & Withdrawals
MethodDirectionProcessing timeFees
Interac e-TransferCAD depositInstantFree
Bank wire (EFT)CAD deposit1–3 business daysFree
Virement bancaireCAD withdrawal1–3 business daysFree
Crypto withdrawal (on-chain)To external walletVariable · Network confirmationNetwork fees standard
Dépôt cryptoFrom external walletVariable · Network confirmationFree
Credit card / débitNot available
📌 CAD only: Like Newton, NDAX only accepts deposits in Canadian dollars. No foreign currency. No card deposits. However, crypto deposits from an external wallet are available — which is not always the case with simpler exchanges.
07 — OTC Trading

NDAX offers an OTC (Over-The-Counter) desk for large transactions — generally starting at $10,000 CAD. This service allows institutional investors and high-net-worth individuals to obtain a directly negotiated price without market impact.

✅ Benefits of NDAX OTC trading:
🔹 Price set in advance — no order book impact
🔹 Ideal for $10,000+ purchases without price slippage
🔹 Fast execution with a dedicated trader
🔹 Available for BTC, ETH and most major assets
🔹 Custom terms based on volume
💡 Who should use NDAX OTC: Investors purchasing $25,000+ in crypto in a single transaction, companies adding Bitcoin to their treasury, or individuals looking to accumulate quickly without affecting the market price.
08 — Our Detailed Ratings
Fees de trading
4,6/5
Canadian regulation
4,5/5
CAD deposits (Interac)
4,5/5
Crypto selection
3,5/5
Mobile app
3,6/5
Ease of use
3,3/5
OTC & Advanced services
4,1/5
Customer support
3,0/5
📊 Overall rating: 4.1 / 5 — NDAX excels on fees and Canadian regulation. It is penalized by a less intuitive interface than Coinbase or Shakepay, a selection limited to 50 cryptos and a customer support that could be improved.
09 — Who Is It For?
✅ Strengths
100% Canadian · Founded and operated in Calgary, AB
Fees 0.20% — among the lowest in regulated Canada
ACVM enregistré + CANAFE + AMF Québec
Free instant Interac · Free EFT
50+ cryptocurrencies · Beyond BTC/ETH
Limit orders available · More control
OTC desk for $10,000+ volumes
REST and WebSocket API for bots
Crypto deposits from external wallets accepted
Programmable DCA recurring purchases
❌ Weaknesses
Less intuitive interface than Shakepay or Coinbase
Only 50 cryptos — no emerging altcoins
No staking or crypto yield products
No credit / debit card
CAD only — no USD or other currencies
No futures or margin trading
Customer support parfois lent
FCPI non applicable — exchanges crypto exclus
10 — NDAX vs Newton vs Coinbase Comparison

NDAX se positionne entre la simplicité de Newton et la puissance de Coinbase ou Kraken. Voici une comparaison directe. Also see our Newton review → and our Coinbase Canada review →

CriterionNDAXNewtonCoinbaseKraken
100% Canadian✓ Calgary, AB✓ Toronto, ON✗ USA✗ USA
ACVM Reg.
Fees de trading0.20%1,0–1,6 % spread0,60 % (Adv.)0,40 % (Pro)
Available cryptos50+75+200+200+
Interac depositFreeFreeFreeFees variables
Limit orders
OTC Trading
Staking✓ (7 tokens)✓ (15+ tokens)
BeginnersIntermediateExcellentExcellentAverage
Overall rating4,1 / 54,0 / 54,5 / 54,4 / 5
💡 Who should choose NDAX: The intermediate Canadian investor who wants explicit and competitive fees (0.20%), more than 50 cryptos, limit orders and OTC access — without needing the full complexity of Kraken or Coinbase Advanced. NDAX is the optimal choice for large DCA amounts ($500+/month) where Newton's hidden spreads represent a significant real cost. See our complete crypto exchange comparison for Canada →
11 — Our Verdict
★★★★☆ 4,1 / 5
🇨🇦 NDAX — Best Fee/Regulation Ratio for the Intermediate Canadian Investor

NDAX is the ideal choice for a Canadian who wants to go beyond Bitcoin and Ethereum, with transparent and competitive fees, in a fully ACVM-regulated 100% Canadian framework. Its flat 0.20% fees are the lowest among registered Canadian exchanges offering an order book and limit orders.

Compared to Newton, NDAX is significantly more cost-effective on large volumes and offers more cryptos and control. Par rapport à Kraken ou Coinbase Advanced Trade, taker fees are slightly higher but the 100% Canadian framework reassures investors who prefer a domestic entity.

NDAX is particularly well suited for DCA investors at $500+/month, investors looking for an order book and limit orders without institutional platform complexity, and large transactions via OTC. To start simply with Bitcoin, Shakepay remains more suitable. For staking, opt for Kraken or Coinbase.

⚡ Open a NDAX Account →
12 — FAQ
Is NDAX safe and legal in Canada?
Yes. NDAX is registered with the ACVM as a restricted crypto dealer and with CANAFE as a money services business. It is also authorized by the AMF (Autorité des marchés financiers) in Quebec. It is a Canadian company founded in Calgary in 2018. As with any custodial exchange, funds are not protected by CIPF.
What are the actual fees on NDAX?
NDAX charges a flat 0.20% maker/taker fee on all transactions — explicitly displayed, no hidden spread. On a $1,000 BTC purchase, you pay exactly $2. This is significantly less than Newton (~$10–$11.50 spread) or Shakepay (~$15–$25 spread). CAD deposits and withdrawals are free.
How do I deposit funds on NDAX?
NDAX accepts deposits in Canadian dollars (CAD) via Interac e-Transfer (instant, free) or EFT bank transfer (1–3 business days, free). Cryptocurrency deposits from an external wallet are also accepted. No credit card deposits or foreign currency.
Does NDAX offer staking?
No — NDAX does not offer staking or yield products. For staking ETH, SOL or ADA, use Coinbase Canada (35% commission) or Kraken Canada (15% commission — the most competitive).
What is NDAX's OTC trading?
NDAX's OTC desk allows investors with large volumes (generally $10,000+ CAD) to buy or sell crypto at a directly negotiated price — without going through the public order book. This avoids price slippage on large transactions and is ideal for institutional purchases or large accumulations.
NDAX vs Newton — which one to choose?
For small amounts and beginners, Newton is simpler with its clean interface and $25 bonus. For active investors or large DCA amounts ($500+/month), NDAX is significantly more cost-effective (0.20% vs 1.0–1.6% spread) and offers more cryptos, limit orders and OTC access. Our full Newton review →